FTMO vs Funding Pips compared: profit split, evaluation rules, payouts, pricing, and platforms — see which prop firm fits your trading style.
📅 Data verified: 2026-06-14
FTMO and Funding Pips are both popular prop firms for forex-focused traders, but they take different approaches to evaluation and payouts. FTMO is known for its established two-step model and broad market access, while Funding Pips stands out for its simpler one-step challenge and bi-weekly payouts. This comparison looks at the main differences in evaluation structure, payout schedule, and the type of trader each firm may suit best.
| Feature | FTMO | Funding Pips |
|---|---|---|
| Category | Forex | Forex |
| Profit Split | 90% | 90% |
| Evaluation | 2-step | 1-step |
| Payout Frequency | Monthly | Bi-weekly |
| News Trading | Restricted | Allowed |
| Consistency Rule | None | None |
| Platforms | MetaTrader 4 · MetaTrader 5 · cTrader · DXtrade | MetaTrader 4 · MetaTrader 5 · cTrader |
| Instruments | Forex · Indices · Commodities · Crypto · Stocks | Forex · Crypto · Indices · Commodities |
| Payout Methods | Wire · Crypto · Skrill · Revolut | Wire · Crypto |
| Scaling Plan | Yes | Yes |
| Starting Price | $155/mo | $99/mo |
| Founded | 2014 | 2022 |
| Rating | 4.8 ★ | 4.3 ★ |
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FTMO is generally a better fit for traders who value a well-established firm, access to more asset classes, and a structured two-step evaluation process. Funding Pips may suit traders who want a faster, simpler one-step challenge and more frequent bi-weekly payouts, especially if they mainly trade forex or crypto. The better choice depends on whether you prioritize reputation and market variety or simplicity and payout speed.
For many traders, Funding Pips may feel easier because it uses a one-step evaluation, while FTMO requires a two-step process. That said, difficulty also depends on your strategy, risk control, and how comfortably you can stay within each firm's drawdown rules.
Both firms offer up to a 90% profit split, but their payout timing differs. FTMO uses monthly payouts, while Funding Pips offers bi-weekly payouts, which may appeal to traders who want faster access to profits.
FTMO offers a wider range of markets including forex, indices, commodities, crypto, and stocks. Funding Pips is more focused on forex and crypto, so traders who want broader asset access may prefer FTMO.
Read our full FTMO review · Read our full Funding Pips review
In 2026, don’t compare only split percentages—compare actual payout rails and processing times for your country. A 90% split means less if your only available method adds 2–4 business days, extra verification, or higher conversion fees on every withdrawal. Before choosing FTMO or Funding Pips, test their current payout options for your region, ask support about weekend processing, and calculate your real net after FX spread and transfer costs. Many traders still lose more on payout friction than on stated platform fees.