FTMO vs The Funded Trader compared: profit split, evaluation rules, payouts, pricing, and platforms — see which prop firm fits your trading style.
📅 Data verified: 2026-06-13
FTMO and The Funded Trader are both well-known prop firms offering 2-step evaluations, 90% profit splits, and access to forex trading, but they differ in structure, payout timing, and challenge variety. FTMO is the more established name with a straightforward model and monthly payouts, while The Funded Trader stands out for offering multiple challenge types and bi-weekly payouts. This comparison looks at the practical differences that matter most when choosing between them.
| Feature | FTMO | The Funded Trader |
|---|---|---|
| Category | Forex | Forex |
| Profit Split | 90% | 90% |
| Evaluation | 2-step | 2-step |
| Payout Frequency | Monthly | Bi-weekly |
| News Trading | Restricted | Allowed |
| Consistency Rule | None | None |
| Platforms | MetaTrader 4 · MetaTrader 5 · cTrader · DXtrade | MetaTrader 4 · MetaTrader 5 · cTrader |
| Instruments | Forex · Indices · Commodities · Crypto · Stocks | Forex · Crypto · Indices · Commodities |
| Payout Methods | Wire · Crypto · Skrill · Revolut | Wire · Crypto |
| Scaling Plan | Yes | Yes |
| Starting Price | $155/mo | $215/mo |
| Founded | 2014 | 2021 |
| Rating | 4.8 ★ | 4.0 ★ |
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FTMO is a strong fit for traders who want a proven, widely recognized firm with a simple evaluation model and a more traditional setup. The Funded Trader may suit traders who want more flexibility in challenge types and prefer bi-weekly payouts over monthly withdrawals. If consistency and reputation are your priority, FTMO may feel safer; if customization and faster payout frequency matter more, The Funded Trader may be the better match.
Yes. Both firms use a 2-step evaluation process, so traders will need to pass two stages before reaching a funded account.
The Funded Trader offers bi-weekly payouts, while FTMO pays monthly. Traders who want more frequent withdrawals may prefer The Funded Trader.
The biggest practical difference is that FTMO focuses on a more established, standardized model, while The Funded Trader offers multiple challenge types such as Standard, Royal, and Knight. That gives traders more choice in how they approach the evaluation.
Read our full FTMO review · Read our full The Funded Trader review
Before choosing, verify the current payout conditions in each firm’s dashboard and FAQ, not just review articles. In 2026, prop firms are still changing consistency rules, minimum trading days, scaling requirements, and news/overnight holding permissions with little notice. A common mistake is comparing only challenge fees and profit split, then discovering your strategy breaks a live payout rule. Take 10 minutes to screenshot the exact payout, drawdown, and restricted-strategy pages on the day you buy, so you have a record if terms change later.