FTMO vs Topstep compared: profit split, evaluation rules, payouts, pricing, and platforms — see which prop firm fits your trading style.
📅 Data verified: 2026-06-12
FTMO and Topstep are prominent players in the prop trading industry, each catering to different trading preferences and styles. This comparison will highlight their key features, including profit splits, evaluation processes, and trading categories to help you decide which firm may be the best fit for your trading needs.
| Feature | FTMO | Topstep |
|---|---|---|
| Category | Forex | Futures |
| Profit Split | 90% | 90% |
| Evaluation | 2-step | 2-step |
| Payout Frequency | Monthly | On demand |
| News Trading | Restricted | Restricted |
| Consistency Rule | None | Required |
| Platforms | MetaTrader 4 · MetaTrader 5 · cTrader · DXtrade | NinjaTrader · Tradovate · Sierra Chart · TradingView |
| Instruments | Forex · Indices · Commodities · Crypto · Stocks | Futures · Micro Futures |
| Payout Methods | Wire · Crypto · Skrill · Revolut | Wire · ACH |
| Scaling Plan | Yes | Yes |
| Starting Price | $155/mo | $165/mo |
| Founded | 2014 | 2012 |
| Rating | 4.8 ★ | 4.6 ★ |
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FTMO is ideal for traders focused on forex and looking for a structured evaluation process with the flexibility of a free retry. On the other hand, Topstep suits futures traders who prefer using platforms like NinjaTrader and TradingView, with options for both express and standard evaluations.
Both FTMO and Topstep offer a profit split of 90%.
FTMO specializes in forex, indices, commodities, crypto, and stocks, while Topstep focuses exclusively on futures trading.
FTMO offers monthly payouts, whereas Topstep provides on-demand payouts.
Before choosing in 2026, compare each firm’s latest payout and scaling rules on the exact account type you want, not just the headline split. Topstep and FTMO have both adjusted account structures, consistency requirements, and withdrawal timing over time, and many traders still rely on old review videos. A common mistake is passing a challenge, then discovering your preferred strategy conflicts with current news, overnight, or payout conditions. Screenshot the rules page the day you buy and save the version number or update date for disputes.